318 Avenue I, Suite 724, Redondo Beach, California 90277

(424) 224-4414

Avenue I Capital Inc.

Private Money (Hard Money) Loans For Real Estate



Declined/Hard-To-Place Loans

Our mission is to be a reliable source of loans for when conventional lenders are not an option. By referring your declined or hard-to-place loans to Avenue I Capital, you can provide your clients with a reliable funding option that will fund and close their loans in an efficient and timely manner.

As a direct lender, with numerous private investor relationships, we offer flexibility, speed of funding and competitive interest rates on the following type of loans to individuals, Corporations, LLC’s, Partnerships and Trusts:

  • Fix & Flip Loans
  • Cash-Out Refinance Loans
  • Acquisition & Development Loans
  • Construction, Remodeling & Rehab Loans


Flexible Underwriting

We provide loans in 1st, 2nd and 3rd positions on all types of residential and commercial properties, including land and mobile homes, up to 75% LTV.  Since our lending decisions are based primarily on the amount of equity a Borrower has in their property, credit and income is not as important to us as it is to conventional lending sources. Thus, our lending programs focus on the following three key considerations:  

  • the amount of equity in the Subject Property;
  • the ability of the Borrower to service the new loan; and
  • the Borrower’s exit strategy (how will they ultimately pay the loan off).

We can usually provide a verbal approval over the phone, followed by a Letter of Interest (LOI) within a few hours. Funding and closing is typically within 7 to 10 days from receiving the following documentation:

  • Completed & Signed 1003
  • Credit Report
  • Bank Statements or Tax Returns 
  • Preliminary Title Report
  • Appraisal


Strategic Partnership

The majority of our loans originate from our valued network of Mortgage Brokers and Loan Officers.  As such, we strive to be their valuable strategic partner.  By referring declined or hard-to-place loans to Avenue I Capital, Mortgage Brokers and Loan Officers are able to provide their clients with a reliable funding option while earning a referral fee from the transaction.

Moreover, we are committed to honoring our referral partners and paying out the best referral fees in the industry. Therefore, your client will always be your client and you will receive a referral fee on every loan Avenue I Capital funds and closes with your client, now and in the future.

Lastly, we respect your time and your client’s time.  If we are unable to assist your client, we will let you know immediately.  So contact us today to discuss your client’s loan scenario and allow us the opportunity to perform for you and your client.